* This policy is available through shareholders of Steadfast Group Limited. In short, you’re not covered for any foreseeable event or for general wear and tear (for example, your home and contents deteriorating over time due to age). Please consider the Product Disclosure Statements (PDS) and policy information below when choosing Insurance from People's Choice Credit Union. Jan, 2017 by walter. Steadfast Group Limited is an unlisted public company. Comprehensive. If you have a Nominated Driver policy, drivers under 25 aren’t covered (except learners accompanied by a fully licensed driver over the age of 25). Voucher will be posted on or before 23/04/2021. The PDS is designed to assist you to make informed choices about your insurance needs. The advice on this website is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances” ). Accidents can happen anytime, so we’re available day and night. �0 4� endstream endobj 2277 0 obj <>stream Each shareholder is an insurance broker. The most popular car insurance policy - you’re covered for damage to your car and any other vehicles or property. Compare CGU home and contents insurance Here’s a snapshot of CGU home and contents insurance policies for policy holders aged below 50 years, whose total claimable amount is below $550K in New South Wales. Want the total package? Discounts and excesses. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. The PDS contains information about costs, our dispute resolution system, your cooling-off rights and other relevant information, including other rights, terms and conditions of the policy, including This is where CARTS Removals & Storage Insurance (also known as Removals Insurance) can help. �E��L0y General insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Bank First receives commission when selling CGU insurance products. �����i$IZ+e1&�-A� ��u��?#U(��y�,��*�P�j�n��ꌄt*1��2��" k�R�Q `=�Ř�D��"�ID��d���_��{+��e�4< A Product Disclosure Statement (PDS) is available for motor insurance and can be obtained from a Steadfast insurance broker. Posted on 24. Get a refund if you cancel your policy in the first 21 days without making a claim. Equine Liability Online Application; Adventure & Leisure Insurance. Whether you’re just looking for basic cover or you want to give your pride and joy the protection it deserves, we have a range of options for you. Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 (IAL), trading as CGU Insurance. This covers your car and others’, plus you can add some extra protection. Blurb: Step 2. Sydney Mutual Bank and Endeavour Mutual Bank are divisions of Australian Mutual Bank Ltd. It also covers your legal liability for loss or damage to someone else’s property caused by a motor vehicle accident which is partly or fully your fault. Step 2. Read the PDS for full terms, conditions, inclusions and exclusions. If something goes wrong, you can call right away. Australian Mutual Bank Ltd ABN 93 087 650 726 acts under an agreement with the insurer. ���1�B��{� �R�����t�A?׳�) ����n��x$��i�鞜��Y�v0(�\/X�Da��LY�̧?��,7��^D⸡k�0���wW�M�&�]Pb+c�9l\n��]���. Instead, we suggest you visit NRMA Insurance to see their car insurance policies and get a quote. All insurance products issued by Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance (CGU). H�*��w6PH/��w�5Pp�� If you have a Nominated Driver policy, learners have to be accompanied by a fully licensed driver over the age of age 25. Step 1. You will find all insurance companies have a similar policy. With Comprehensive Insurance, each year you don’t make an at-fault claim earns you a discount on your premium (until you reach the maximum bonus)1. And we have included a glossary of words with a special meaning. For more information about any of these products contact us on 13 11 82 or visit any branch. Personal Insurance8:30am to 5:00pm AEDST, Monday to Friday, Business Insurance8:00am to 8:00pm AEDST, Monday to Friday. * This policy is available through shareholders of Steadfast Group Limited. OPTIONAL Hire car costs after an incident with our Comprehensive car insurance cover. See the PDS for more details. We’ll assign one of our consultants to your claim and give you a claim reference number. NRMA Insurance is backed by IAG, just like us. ���V�0l��e�C�f^��5�"��,�r���N���S�x.h �g�cŐ�S����VW���ʨ,��.^Q�pV�욺����_M��S,�'&�?���3|�8dr�*��&&�`�U� �ekdž��R����=�3��NYhXJEv���h�8�k�z��f(�ݽ}��;l�uM�Λ�u��xv�A=�#N�j�m��#ظ���]8��YK�I&��+��������R �0I|.���]�����1�cXB{3ygmj�O2�Ǿq�1x����>��x/MS'zJ:��KO1gǖ�=�n�C�Y�f�.��X�{1x��ǩX��Uǚ���3_�c�����t��u���|f� .|`_���|k���h�`� �&L" This information must be read in conjunction with the Product Disclosure Statement (PDS)and is subject to terms, conditions, limits, and exclusions. Together with your policy schedule, it makes up your insurance contract with us. You will also be able to download this where you normally get your PDS/SPDS or Policy/endorsements on the CGU Broker Portal by 17 October 2020. Each of our Contents Insurance policies comes with a Product Disclosure Statement (PDS), which lists out all the exclusions to your cover. If you would like more information, please call your CGU Underwriter or Account Partner. When we determine your premium on renewal, we may also limit any increases or decreases in your premium by considering factors such as your previous year’s premium amount. ... Home » CGU Farm Motor Insurance PDS. Any advice is general only and does not take into account your personal circumstances. CGU Office Pack PDS 1. officeinsurance policy Insurer *See inside front cover 2. Also, if someone’s driving and they’re not listed on your Nominated Driver policy, you’ll pay a higher excess if you make a claim. $30 million liability cover. Go to Pounce Pet Insurance for more information and read the Product Disclosure Statement (PDS) for full details. View PDS Car Rental Insurance Pty Ltd is a specialist underwriting agency acting under an Agency Agreement with the insurer, Insurance Australia Ltd ABN 11 000 016 722 | AFSL No 227681 trading as CGU Insurance. Change your mind? The highest level of cover we offer for your vehicle which provides cover for fire, theft, accidents and malicious damage. Car Rental Insurance Pty Ltd is a Corporate Authorised Representative (No. CGU Home and Contents Insurance, Landlords Residential Property Insurance, Car Insurance and Travel Insurance are issued by CGU. hޤ��N�0�_ŗ��9J�-�t�P��B\xSom�T�A��;� U)�(��s���gK�%�L*�X��cB�d�L�����##dR���I?"c��)�.�3$\:�B˓damP)�ŅTdau��! For full policy details please refer to the Product Disclosure Statement (PDS) which can be obtained by calling HBF on 133 423. Financial Services Guide ... (CGU) for home and contents and car insurance products. Travel Insurance PDS & Policy - where policy taken between 18/3/19 and 8/10/20 Strictly limited to $150 Coles Group & Myer Gift Card for the first new Eligible Policy and $50 Coles Group & Myer Gift Card per additional new Eligible Policy thereafter, up to a total of $300. Steadfast Group Limited is an unlisted public company. If you’ve already made a claim and you want to see how it’s going, you can track it online or call us. It’s also our most popular policy. These terms, conditions, limits and exclusions are detailed in the PDS. Use the contents pages and topic index to help find what you are looking for. Document: cgu-farm-motor-policy 2016.pdf. 321550) This booklet contains a Product Disclosure Statement (PDS). h��T�OA��+�� P�yUQ����S"%j"Q�1V�(�_�V ���E�XyD�D� �"��1�T����D��h4��AO���Z0�n2�3;3����n ��@KA ���gr���� GU��������5�E��e*�]������:M:��O�k�ɠ��e�E��$�{ᬎ=I�æ�a.�,h����4�=t",9*���!� To get car insurance direct from an insurer, we suggest you visit NRMA Insurance. You should consider the PDS in deciding whether to buy or hold the relevant products. If you pay for this option, you will be covered for hire car vehicle costs following any incident for which you are covered under your policy up to $100 per day until you get your car back or … Car - Home - Landlords Insurance; Equine Liability & Horse Insurance. $1,000 for drivers under 20, $750 for drivers under 22, $500 for drivers under 25, $750 for listed inexperienced drivers over 25, $1,500 for unlisted inexperienced drivers over 25, double the basic excess for unlisted drivers. Look after your car with Comprehensive Insurance, our most popular and highest level of cover. Important tasks such as taking out insurance or making a claim are explained in easy to follow steps. Any advice is general only. Hire car after theft - up to 21 days. Call 13 24 80 with your policy number and any details you have (like where the incident happened and if anyone else was involved). We’ll assign one of our consultants to your claim and give you a claim reference number. You should consider our Disclosure Documents. If you don’t want to pay annually, pay every month by direct debit at no extra cost. All our policies offer up to $30 million of protection if you damage other cars or property. To talk to us about your policy, call 13 24 81 (8am–8pm AEDT, Mon–Fri). It will be applied as an SPDS/endorsement on the Certificate of Insurance/Schedule. Suncorp for example: "You will not have to pay an excess for an incident where we agree the driver of your car was not at fault, and you can give us the name and address of the other driver or the registration number of the other car." 3. ��00Ґ�����@� !�� endstream endobj startxref 0 %%EOF 2319 0 obj <>stream The cost depends on a number of things, including your type of car and whether you’ve had an accident before. Make sure you’ve read the PDS before you let someone else drive your car. They still include $30 million in liability cover which protects you if you damage other cars and property so you’re not stuck with a big bill after an accident. 1 Any applicable discounts may be subject to minimum premiums. Whether you need make a claim or to ask a question we're only a phone call away. lB�]&K@��o�vDFsIF��9W@$�B%�^0��6� �j^ ��{C�8 If you have a standard policy, your car’s covered no matter who’s behind the wheel (with a few exceptions). Date published - 19/02/2021 Answer a few questions about your car and who drives it, and you could be covered in just a few minutes. Any current policies you have with CGU are not affected, and your cover continues as normal. Once you’ve worked out what you need, rest easy knowing you’re covered in case something goes wrong. There are some ways to lower the cost, like if you name the drivers on your policy or if you choose a policy that has a limit on how far you drive each year. Make sure you have your claim number handy, it’s included in any email, SMS or letter we’ve sent about your claim. Step 1. We don’t offer car insurance in Western Australia, South Australia or the Northern Territory. This covers you for the cost of damage to other people’s cars or property. … CGU Business Pack PDS (Product Disclosure Statement / Policy Wording) 1. businessinsurance policy Insurer *See inside front cover 2. A Nominated Driver Low Kilometre Motor Vehicle Insurance Policy can be taken out for cars that will be driven less than 10,000km during the period of insurance and can help you save money. Comprehensive Insurance. This information does not take into consideration your objectives, financial situation or needs. ����US����������������+ďE�W�%�6ɭV4S��²X��������6��\W��Ё��9� CGU Farm Motor Insurance PDS. Towing and transport of your vehicle. The fastest way to see how much your insurance costs and look at your options is to quick quote. CGU advises on and issues these products. !wV�zON�3L�_���#�.��Ρ�a���x������l�l ���&oK�v�Xm ����&�����Լ�)���,5��..{�a���>}�� Uninsured motorist damage - full cover. Insurance for Commercial strata is designed to cover common areas as defined on the property’s title including common property such as, driveways, lifts and pools in … You can get a Product Disclosure Statement (PDS) for any of these products from any office of Queensland Country Bank. CGU is a provider of home insurance, landlord insurance, car insurance, life insurance and travel insurance. This Product Disclosure Statement (PDS) has been designed to help you get the most out of your policy. ����C�:J�lnS@$��+` Qu����.�H����%��k�&$��4 �U�@���'�E4�!8����+ =8�@�������?�P� ?�� endstream endobj 2273 0 obj <>>> endobj 2274 0 obj <> endobj 2275 0 obj <>/XObject<>>>/Rotate 0/TrimBox[0.0 0.0 280.63 595.276]/Type/Page>> endobj 2276 0 obj <>stream Bupa Home, Landlords, Car and Travel Insurance is distributed by Bupa HI Pty Ltd ABN 81 000 057 590 an authorised representative of the issuer, Insurance Australia Limited ABN 11 000 016 722 AFSL 227681, trading as CGU Insurance. You should consider the PDS in deciding whether to acquire, or continue to hold, motor insurance. PDS for Landlords Insurance Car insurance PDS for Car Insurance. Therefore, you should firstly consider the appropriateness of this information and refer to the relevant Product … Choosing insurance can be tricky, and it’s important to find a policy that works for you. Call 13 24 80 with your policy number and any details you have (like where the incident happened and if anyone else was involved). This is only a summary, see everything that is and isn’t covered in the Product Disclosure Statement (PDS). This covers damage to other cars, plus your car if it’s stolen or catches fire. And with Third Party Fire and Theft, your car’s still covered if it’s stolen or catches fire. Before using this advice to decide whether to purchase the insurance policy, you should consider your personal circumstances and the relevant Product Disclosure Statement available on this website. Discounts only apply until a minimum premium is reached. In your location, we only offer new CGU car insurance policies through our distribution partners. Steadfast Group Limited does not issue, guarantee or underwrite this policy. Remember, all the insurance plans have limits, conditions, waiting periods and exclusions. Please refer to Bank First’s Financial Services Guide (FSG) for details of these commissions. Each shareholder is an insurance broker. Find a Steadfast Broker Get the right advice at the right price and have a local Steadfast broker on your team. In arranging for this insurance, Australian Military Bank acts under its own AFSL and under an agreement with CGU. If repairs we authorise turn out to be faulty, we'll take a look and can have them fixed at no cost to you. If your car doesn’t need that much cover or Comprehensive is out of your budget, then take a look at a Third Party Property Damage policy. This is general information only and may not suit your particular … CGU Nominated Driver Motor Vehicle Insurance Policy provides cover if your vehicle is only driven by no more than two nominated drivers over the age of 25. Comprehensive Insurance offers the most cover for you and your car if something goes wrong like an accident or storm damage.
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